ItBit is fiat to crypto exchange - and offers EUR, USD & SGD to Bitcoin. The exchange is based in the US and in Singapore. Security is strong with two factor authentication and cold storage and the interface of the exchange is easy to use and well designed.ItBit takes a different approach to its exchange by allowing users to claim trading credits as they add liquidity to the orderbook. Trading fees also vary depending on the users historic volume - as such trading fees have a broad range of 0-0.5%.Deposits and withdrawals come hand in hand with a standard KYC and AML set of procedures - in particular USD withdrawal has a 72 hour locktime - although this can be reduced on request. There are heavy fees for withdrawal at USD 30 and USD 5 for depositing excluding bank surcharges. Euros carry similarly prohibitive surcharges from the exchange whilst withdrawal and deposit fees for Singapore dollars are much lower and better value, either being free or a max of 2 SGD.